Wealthy Teen Wealthy Family MasterClass
Building The Financial Foundation Needed For Families to Flourish
Approved By:
Don't Let Your Teen Be the Victim
of Financial Illiteracy
It is your job to protect your children, and we all know one of the biggest risks in today’s world is financial insecurity.
You want your children to be happy, but how can they be happy if they will always be stressed by their finances?
If no one ever teaches them these lessons, how can they hope to flourish as they get older?
Scary (But True) Statistics
• The fastest growing group of bankruptcy filers are 25 years of age or younger (Senate Committee on Banking, Housing, and Urban Affairs)
• 87 percent of teens say they know little to nothing about managing money (poll from ING Direct and Capital One)
• For the first time, more 18- to 34-year-olds live at home with their parents than in any other arrangement (Pew Research Center)
• The average credit card debt of graduating college seniors is $3,000 (US Department of Education)
• 19% of bankruptcy filers are college students (USA Today)
• The average credit score for the 18 – 24 age group is only 638 (Credit Karma)
• 56% of people in the US have no ‘rainy day funds' (FINRA)
• Half of college graduates expect to be supported by their families (Marketwatch)
• Only 5% of adults learned about the vital life skill of money management in elementary or high school (Visa Back-to-School Survey)
• Only 25% of Americans feel well informed about managing household finances (Networks Financial Institute)
• Less than half of people (48%) learned about money management from their parents, while 41% were self-taught or learned the hard way (Visa Back-to-School Survey)
• 76% of college students wish they had more help to prepare for their financial futures (KeyBank)
• 6 in 10 high school students are fearful about ending up worse off financially than their parents (H&R Block)
Are you worried your child could become one of these statistics?
Will Your Child Be One of the 5... or the 95?
Take any hundred people at the start of their working careers and follow them for forty years until they reach retirement age.
Here’s what you’ll find, according to the Social Security Administration:
• 1 will be wealthy
• 4 will be financially secure
• 5 will continue working, not because they want to but because they have to
• 36 will be dead
• And 54 will be dead broke – dependent on their meager Social Security checks, relatives, friends, even charity for a minimum standard of living.
That’s 5 percent successful, 95 percent unsuccessful.
Will Your Children Be One of the 5... or the 95?
How Would Your Life Be Different Right Now If You Knew These Lessons When You Were A Teenager?
If you knew the power of compound interest, or the dangers of debt, or how to be an intelligent investor, how would your financial situation be different?
How much of an impact could even just one vital lesson have on your children's financial destiny?
If you started investing even just $5 a day when you were a teen, what could your net worth be today?
If Your Children Don't Learn These Lessons Now, When Will They Learn Them?
Schools certainly aren’t doing a good job of teaching these concepts. Even if they teach financial literacy, they do it in a way that turns the students off to the topic because they use a boring textbook, or it is taught by someone who isn't an expert themselves.
So when will they find out these lessons?
They will learn them when it is too late, after much pain and suffering that could have been avoided.
Your children will learn these lessons the hard way. Unless you do something to help...
What Others Are Saying About This MasterClass...
Does sifting through boring textbooks with little entertainment value make you want to walk the plank? Want to add some adventure to your financial life? Then this... is for you!
Jess Buike
Author
It should be required... in senior year of high school. Schools do not focus on teaching kids how to manage finances, which is the one thing they need to know when they get out of school, and this is done in a humorous, easy to read fashion that would appeal to most young people.
Christina
Goodreads
Written to appeal to all ages... [it] is as entertaining as it is educational, and highly recommended for public library collections, especially since financial literacy is all but required to achieve success in today's world.
Midwest Book Review
Established in 1976
The best thing about [it] is that it is truly entertaining... Hard to grasp subjects are presented in an entertaining and easy to understand way... You will undoubtedly learn with your child. I learned so much from this book. Really.
Alicia Hutchinson
Mother of Four
This is Perfect For You If...
• You are the parent of a teenager
• You want to ensure your children know the most important financial concepts so they can’t get taken advantage of
• You don't want a bunch of boring lessons that will put you to sleep
• You want to master these lessons yourself so you can improve your own finances
• You love your children and want to make sure they have every advantage in life
Yes, Learning Finance CAN Be Entertaining!
• Surprise! This program is actually entertaining
• The videos are interactive, entertaining, and empowering
• They are filled with group activities, music, and funny jokes
• Pirates of Financial Freedom was a Top Five Finalist for a prestigious national award in the humor category. We're pretty sure this is the first time a finance book has ever been a finalist for a humor award!
The Award-Winning Pirates of Financial Freedom is Included!
• Pirates of Financial Freedom is the first personal finance adventure novel
• This award-winning book has action, humor and romance while teaching over 100 money lessons
• It won 1st Place at the Los Angeles Book Festival in the Business Category
• Top Five Finalist for the Foreword's Book the Year Awards in the Humor Category
• Used to teach financial literacy in high schools all across the country
• It is an approved resource for Jump$tart, W!se Institute, Council on Economic Education, The Literacy Center, Canada Financial Literacy Database, and many more
As Seen On:
Designed for the Whole Family to Watch TOGETHER
It won’t just be your teen who benefits, but the entire family
This program is designed to watch as a family so you all can learn these valuable lessons together
Take advantage of these lessons to take control of your own financial life
As a Mom, Do You Want To...
- Be less stressed about money
- Pay your bills with confidence
- Stop falling further and further behind
- Make consistent progress moving forward towards your financial goals
- Have financial security in this insecure world
- Better manage the household finances
If you Get This MasterClass for Your Family, Will You Win Mom of the Year?
Maybe! We of course can’t guarantee that, but your family WILL appreciate you looking out for them by making sure they know these super-important lessons (even if they don’t admit it!)
Spend More Quality Time With Your Family
- This MasterClass is meant to be watched together as a family
- It gives you an opportunity to share stories and lessons from your own life with your children
- This program is educational, empowering, and entertaining; you can all benefit from it together
Your Family Has the Potential, They Just Need the Plan
How much better would you feel if your whole family knew these lessons?
What if they were taking action and following a proven plan towards building a brighter financial destiny?
What would being financially secure allow you to do that you currently can't?
Featured on These Mom Blogs
You Are About to Receive...
How Much Is This Information Worth?
Because the caliber of this content is better than most college courses on the same subject, the "gurus" told us we could charge $2000 for this MasterClass. But we said no. We want everyone to be able to afford it.
This is NOT Passive Learning, You Will Be TAKING ACTION
This is not a program where you learn a bunch of theories and then don’t change anything
Each week your teen and your family will have homework to do
You will be TAKING ACTION and you will make progress towards your goals every single week
How Does It Work?
Each week you will get a new video that you can watch together as a family
Each video covers a different topic that will help you achieve financial confidence and stability
Each video is educational, entertaining, and empowering
Each lesson comes with homework so you can take action on these lessons and actually start to see results
Each week you will read chapters from Pirates of Financial Freedom so you will finish the book within the eight weeks
What All Is Covered in this MasterClass?
These are proven and time-tested principles that have changed the lives of countless families for the better, and they can change yours too!
Financial Freedom • Live Below Your Means • Secret to Becoming Wealthy • Income vs Wealth • Calculating Net Worth • Assets vs. Liabilities • Getting Financial Advice • Dangers of Credit Cards • Moderation vs Elimination • Secret to Happiness • Budgeting • Calculating Discretionary Income • Needs vs. Wants • Charity • Millionaire Mindset • Breaking Limiting Beliefs • Increasing Your Income • Stocks vs. Bonds • Interest Rates • Maturity Dates • US Treasury Bonds vs. High Yield Bonds • Why Stock Prices Move • Warren Buffett’s Two Rules of Investing • Shareholder Rights • Social Security • Inflation • Taxes • Retirement Planning • IRAs • 401(k)s • Pay Yourself First • Think Delay • Ten Times Test • Whether You Think You Can or You Can’t, You’re Right • Compound Interest • Emergency Fund • Company Matching Contributions • Cliff Vesting vs. Graded Vesting • Target Date Funds • Asset Allocation • Types of Asset Classes • Time Horizon • Risk Tolerance • Dollar Cost Averaging • Exchange Traded Funds (ETFs) • Getting Out of Debt • Debt Snowball Method vs. Highest Interest Rate Method • Dangers of Making Minimum Payments • Collateral • Renting Versus Buying a Home • Private Mortgage Insurance (PMI) • FHA and Fannie Mae Mortgages • Fixed Rate vs Adjustable Rate • 3% Down Payments on Home • Home Ownership Expenses • Mortgage Interest Payments • Debt-to-Income Ratio • Loan-to-Value Ratio • Consequences of Defaulting • Improve Credit Score • FICO Score • Experian, Equifax, TransUnion • Credit Report vs. Credit Score • Identity Theft • Pain vs Pleasure • Side Hustles • How Credit Scores are Calculated • SMART Goals • Accomplishing goals faster • SCWAK Goal Achievement Method • Roth vs Traditional IRA • The 4% Rule • Life Insurance • Health Insurance • Estate Planning • Wills • Living Will • Durable Power of Attorney • Entrepreneurship • Renting vs Buying a Car • Paying for College
And much, much more!
How Much Would You Pay To Ensure Your Family's Financial Security?
Suggested Price $2000
What This Program WILL NOT Do
Warning: This is not for everyone
If you expect to learn how to get rich quick, this course won’t teach you that
If you are looking for a magic formula for how to pay off tens of thousands of dollars of debt within a couple weeks, this isn’t for you
If you aren’t willing to change your negative mindset or try new things, you won’t fully benefit from this course
If you expect big results without having to do any work or change any of your behaviors, you won’t find that here
How This Program Is Different
If you have tried to learn personal finance from other books or programs, you probably found them to be not that great. Maybe they were hard to understand, difficult to implement, you didn’t follow through, you didn’t finish it, or maybe you fell asleep while learning!
Ours Is Different
• The lessons are easy to understand
• The MasterClass is specifically designed for teens, but it is presented in a way that people of all ages can benefit greatly from it
• It is very action-oriented so you will actually see results
• You take small actions each week that are easy to do, and these add up to a big difference over the eight weeks
• Our videos and book are actually entertaining
• Your whole family can do the MasterClass so you can spend quality time together
• It teaches how to get a millionaire mindset, which is half of financial success
• It is taught by someone who has actually co-managed half a billion dollars and has learned from dozens of millionaires and billionaires
In Just 8 Weeks From Now, Your Family Can Have the Knowledge and Tools Needed to Create a Financial Future You Can Be Excited About
If you don’t invest in this course, where will your family be financially 8 weeks from now?
Will they be better off? Or worse off?
Imagine if in just 8 weeks from now, your family had the tools, knowledge and action plan in order to create their dream financial life. How would that make you feel?
About Joey Fehrman, CFA
Joey Fehrman has co-managed half a billion dollars for wealthy families and institutions. While working at Morgan Stanley and Merrill Lynch, he managed portfolios, provided financial advice, and developed profitable investment strategies.
He studied for years to become a Chartered Financial Analyst charterholder, the gold-standard designation in the finance industry.
He is an Ivy League graduate with over seven years experience in finance. He is the award-winning author of Pirates of Financial Freedom.
He is a native of Omaha and graduate of the University of Pennsylvania. As an entrepreneur, investor, and author, he is committed to life-long learning and continuous self-improvement.
He has a passion for edutainment, innovation, and helping others reach their fullest potential.
Joey with Warren Buffett
Joey with Dave Ramsey and Rachel Cruze
A Personal Note from Joey
Joey Interviewed on CBS Morning Show
What Other Moms Are Saying
There's nothing more rewarding than learning alongside your child... This information will stick with your child.
Alicia Hutchinson
Homeschool Mom
[It] takes on core lessons in finance -- from credit cards to savings accounts -- in a way that's fresh and interesting. It gives you all the financial lessons many families would need to lay the foundation of a life time of smart money choices.
Linsey Knerl
Consultant
I laughed out loud at the female pirate, Sandy's, joke, 'What's the difference between a man and a bond?' A bond matures! This sort of hilarity is typical... which kept my boys interested.
Shecki
Mom from California
It's fun (unlike most financial literacy material), my kids enjoy the lessons, and the lessons are short and to the point.
Ticia
Former School Teacher
I was surprised how quickly I was able to... clearly understand the financial principals... Filled with many laugh out loud moments, this is a must read for older teens and young adults looking to self educate themselves about financial literacy. I will definitely be encouraging my two teenage sons to read this!
Lori DeCesare
Reference Librarian
How Much Will It Cost Your Family Over the Next Several Years If You Don't Fix This Problem ASAP?
How much extra time will you have to spend working that could be spent with your family?
How many more stressful bill paying days do you want to experience?
How many vacations will you not be able to take?
What If You and Your Children Still Don't Know These Lessons Three Years From Now?
What's the worst case scenario? We don’t have to tell you that. You already know deep down inside.
You can stop this from happening!
Take action today. Not tomorrow. Right now.
How Much Is The Investment?
We don't view this as an expense. We view this MasterClass as an investment. An expense is something that won't make you any money, like clothes or a vacation. But with this course, think of how much money you could save, how much extra money you could make, how better off your financial future could be.
The ROI (Return On Investment) for this MasterClass could be thousands of percent for you, your teen, and your family.
So here’s what you need to do…
Click the “Add to Cart” button and change your family’s financial future forever.
Frequently Asked Questions
How is this product delivered?
Everything is delivered digitally via email so you can easily access the material from anywhere. You will have lifetime access.
What if I don’t like this program?
You are going to like it, we promise! But if you don’t then just ask for a refund.
Do we have to watch it as a family?
You don’t have to. Your teen can watch it by themselves, or you can watch it by yourself. However it is more fun if you watch it with others and the lessons are designed for family members to interact with each other. But this is not a requirement and you can still learn all the lessons if you choose to watch it alone.
What ages can watch this?
This program is designed for teens to watch with their parents, but the content is great for all ages. Whether you have a 7 year old or a 70 year old in the family, they all can learn valuable lessons.
Why should I buy this today instead of waiting?
Why would you wait another day to teach these super important lessons to your family? Act today!
Are these financial lessons geared toward kids, so adults will already know them?
Definitely not. For example, when I managed money for millionaire hedge fund managers, a lot them didn’t know simple personal finance concepts such as the importance of having a will. As they say, common sense isn’t so common anymore. So unless you are a personal finance super-expert, even educated adults will learn new concepts.
How long is each module?
Each video varies in length, but they are about 45 minutes to an hour on average.
I have a question that isn’t covered here, who can I ask?
Go ahead and send an email to support@poffbook.com and we will be happy to answer it for you.
Is it actually entertaining, or are you just saying that?
Yes, it is actually entertaining! But don’t just take our word for it, read the testimonials from all the people listed above.
Is there a guarantee?
You bet! We guarantee that you will learn the techniques and tools needed to increase your family's net worth by at least $10,000. We also have a 60-Day 100% Satisfaction Money-Back Guarantee.
NOW Is the Time To TAKE CONTROL Of Your Finances and Create the Financial DESTINY You Deserve!
We want to hear your success stories!
success@poffbook.com
P.S. Nothing will change if you procrastinate. Success in life requires action, so ACT RIGHT NOW…
P.P.S. With our "no questions asked" 60 Day Money Back Guarantee there's no way you can lose...
P.P.P.S. Will you regret it later if you didn't help your family when you had the chance?