Joey is the author of the award-winning personal finance book Pirates of Financial Freedom.  He is an Ivy League graduate with over seven years experience in finance. He has co-managed hundreds of millions of dollars for wealthy families at Morgan Stanley and Merrill Lynch. While there, he managed portfolios, provided financial advice, and developed profitable investment strategies.  He studied for years to become a Chartered Financial Analyst charterholder, the gold-standard designation in the finance industry.